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Commercial Mortgages

Commercial mortgages are loans typically designed for purchasing, refinancing, or developing commercial properties. Some popular examples of commercial properties consist of office buildings, retail spaces, industrial properties, multi-family residential buildings, and other commercial real estate.

Commercial mortgage loans are generally larger than residential mortgages so that they can vary from hundreds of thousands to millions of dollars, depending on the property's value and the borrower's financial profile. Interest rates for the commercial mortgage is typically higher than residential mortgages. Interest rates can be fixed or variable.  The loan to value (LTV) usually ranges from 65% to 85% of the property's appraised value although every business case may be treated differently by the lender. A lower LTV ratio requires a larger down payment from the borrower.

commercial mortgages purchase

PURCHASE

Mortgage Refinance for commercial mortgages
Mortgage Renewal commercial mortgages

REFINANCE

RENEWAL

business planner for commercial mortgages
Modern Office with Cityscape

BUYING COMMERCIAL REAL ESTATE

Office 

 Industrial Property 

Retail Property 

Hotels
Shopping Malls

COMMERCIAL MULTI-FAMILY FINANCING

Affordable Housing

Townhouses

Apartment Buildings

Condominiums

Nursing Homes

Apartment Balconies
Residential building

CMHC INSURED COMMERCIAL MORTGAGE 

Enables approved lenders to offer flexible tools to borrowers to build, buy or refinance standard multi-unit rental housing with financing options including competitive interest rates, lower down payments, and extended amortization periods.

Candle Store Owner

BUSINESS PURCHASE

Equipment Purchase Financing

Working Capital Financing

Purchase Order Financing

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