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Licensed Mortgage Consultant
Licensed Investment & Insurance Advisor




CIBC & First National forecasts ‘supersized’ Bank of Canada rate cut by year end
Bank of Canada rate cut by year end

RIHANA PEIMAN
Sep 14, 20242 min read
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Pros and cons of the 2nd Mortgage
clear debts that have high interest rates attached; secure capital to help their family or business; finance major renovations to their...

RIHANA PEIMAN
Dec 18, 20231 min read
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How Bond Yields Relate To Fixed Mortgage Rates?
Banks buy bonds as a low-maintenance (less costly) source of fixed-interest income. On the other hand, the fixed mortgage rates banks...

RIHANA PEIMAN
Jun 3, 20233 min read
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بازار وام مسکن کانادا در سال 2022 در یک نگاه
در حالی که ما وارد سال 2023 می شویم، کانادایی ها شاهد افزایش متداوم بهره وام مسکن در هشت ماه گذشته بوده اند از آنجایی که بانک مرکزی...

RIHANA PEIMAN
Dec 27, 20222 min read
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2022's Canada Mortgage Market at a Glance
As we move into 2023, Canadians witnessed a series of mortgage interest rises in the last eight months since the Bank of Canada has been...

RIHANA PEIMAN
Dec 27, 20222 min read
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A Mortgage Scenario: How Variable Mortgage Payments Have Changed in 2022
On 7 December, 2022, the Bank of Canada hiked its key interest rate by 50 basis points to 4.25%, the seventh consecutive rate hike in...

RIHANA PEIMAN
Dec 18, 20221 min read
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An Overview of the Overnight Rate Increase in 2022 And Its Difference With the Prime Rate
What is the key policy rate (Overnight Rate)? Average interest rate for one-day loans between financial institutions: the interest set by...

RIHANA PEIMAN
Dec 18, 20221 min read
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What Is the Trigger Rate and what happens when you hit the trigger rate?
If you have a Variable-Rate Mortgage (VRM) with Fixed Payments, Trigger Rate is an important factor that you may want to consider when...

RIHANA PEIMAN
Dec 17, 20221 min read
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What is Mortgage Stress Test Rate?
If your mortgage is with a federally regulated lender such as chartered banks, all you need to do is to add 2% to your contract rate and...

RIHANA PEIMAN
Dec 4, 20221 min read
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